Borrowing money is a sensitive issue, some friends become strangers because of borrowing money.
The problem of borrowing money to others is that less them will return or they will not return in time.
As for me, I will measure the friends, to see if they are worth to be trusted.
For those friends whom I get so familiar with, I will borrow money to them with hesitation.
Some friends such as the ones who grow up with me from my childhood, I trust them totally.
We get so familiar with each other, knowing each other so well, so there is no doubt that they will return my money.
They are the real friends, they share happiness and sorrow with me, so they worth to be trusted.
For those friends whom I dont get so familiar, I need to take consideration.
If the one who gets bad reputation, I will make some excuses and avoiding borrowing money to him.
To the one who I am not so sure whether he will return, I will make some discount, giving him small part of the money, telling him there is no need for him to return, thus our friendship wont be hurt, at the same time, he wont ask me again.
Everyone will go through the hard time, they need help, but we must measure whether they worth to be trusted, or we will lose our money.